A message

Once upon a time I used more than my quota of disk space at golden.net, so I stuck spreadsheets on geocities.com.

Alas, geocities.com fussed over allowing too many downloads (there are sometimes dozens, each day) ...

I was reluctant to buy more disk space (it cost me $600 / year for space on golden.net).

P.S. #1

I've suggested to my wife that I could remove pictures of our grandkids, but when her eyes glazed over I knew that wasn't an option ...

P.S. #2

One of these days, gummy_stuff will no longer be available (I'm gittin' more decrepit every day)
... so download everything you like. It's free, eh?

Eventually, I stuck everything on www.gummy.0catch.com (including spreadsheets).
(There were lots of ads but what the ~~hell~~ heck. It was 100 MBytes of free disk space!)

Then ...

In June, 2004 everything was put on a new website: gummy-stuff.org

Finally ...

In August, 2010 I permanently retired from gummy-stuff and have passed care and feeding of the archive to the Financial Wisdom Forum (FWF) folks. They have promised to keep it unchanged and freely available to all.

PS#1

From time to time I ~~correct errors~~ update a spreadsheet (or a tutorial).
ALL the updated stuff lives on the gummy-stuff.org site ... NOT on gummy.0catch or geocities !!

PS#2

Many spreadsheets have macros. Be sure to take a peek here

PS#3

There are ZIP'd versions of some spreadsheets here.
Many "older" tutorials refer to the ZIP'd versions.

Finally:

I've tried to remove all links to geocities and/or gummy.0catch (in them "older" tutorials) ... but I may have missed some.